Affordability Calculator
How much house can you afford? Uses the 28/36 DTI rules to estimate your max home price.
Your Finances
$
$/mo
Car, student loans, credit cards, etc.
$
%
years
%
$/yr
What You Can Afford
Max Home Price
$312,000
Max Loan Amount
$262,000
Monthly Payment
$2,327
DTI Rules Applied
Front-end ratio (28% rule)
Max housing payment = 28% of gross income
$2,333/mo
Back-end ratio (36% rule)
Max total debt = 36% of gross income
$3,000/mo
Your DTI at max price
Housing + debts / gross income
33.9%