Calculators
The numbers, before the paperwork
Pick a calculator to run numbers for buying, borrowing, saving, and retirement. Everything runs in your browser; nothing here is financial advice.
- 01Open →
Mortgage Calculator
Monthly payments, PITI breakdown, and amortization.
- 02Open →
Affordability
How much house you can afford based on income and debts.
- 03Open →
Closing Cost Estimator
Ballpark buyer closing costs before you make an offer.
- 04Open →
Buy vs Sell
Net cash position when you sell one home and buy another.
- 05Open →
Refinance Calculator
Break-even and savings when refinancing your mortgage.
- 06Open →
Renovation Budget
Plan a remodel with budget ranges and contingency.
- 07Open →
Compound Interest
Growth with contributions and different return rates.
- 08Open →
401(k) Calculator
Project retirement balance with match and returns.
Not sure which one you need?
Answer a couple of quick questions and get pointed to the right tool.
09One more thing
The calculators give you quick answers. The Real Cost to Buy Workbook turns the same math into a file you can keep — with scenarios, warnings, and a blunt verdict on each offer.